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A payday loan is a type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. The borrower typically writes a post-dated personal check in the amount they wish to borrow plus a fee in exchange for cash. Sky Loan Online

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If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.

Late Payments

Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.

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If you can’t make your loan payments on time, you may be in default of your loan obligations. Lenders should always follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.

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FAQs

Frequently Asked Questions at Sky Loan Online
How Much Can I Borrow ? How Much Will A Loan Cost?

15 November 2016

What Is a Payday Loan ?

A payday Loan is a short term cash loan that doesn't include all the strict requirements that a traditional bank loan has. Payday Advances are quick, easy and convenient so consumers can address short term and immediate financial needs, like emergency home or auto repairs, unexpected medical bills, or in times where you're falling just a bit short on your budget before next payday. A payday loan is a type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. The borrower typically writes a post-dated personal check in the amount they wish to borrow plus a fee in exchange for cash.

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01 December 2016

How long do I have to pay back the loan?

Your loan is typically due on your next pay date. However, some lenders will allow for extended repayment options for a fee. Please contact your lender directly if you have repayment questions.

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04 February 2017

Do I Qualify For A Payday Loan?

You must be at least 18 years of age. Have a regular source of income, either through employment or benefits. You must have an active bank account that allows for direct deposits.

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Consumer Notice: Payday Loans Are Not A Long Term Financial Solution. Borrowers Facing Debt And Credit Difficulties Should Seek Professional Financial Advice. Borrowers Are Encouraged To Review Local Laws And Regulations Governing Personal Loans.

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